Archive for January, 2011
“Liberty without learning is always in peril and learning without liberty is always in vain.” – John F. Kennedy (1917-1963) 35th US President
The Real Impact of the Healthcare Law
Dan Danner | January 13, 2011 7:00 AM
Meet Chad Baus. He is the owner of Car1, a used car dealership in Archbold, Ohio. Like most small business owners, he works hard to keep his business going and his employees happy.
But things have gotten a lot harder for Mr. Baus since the new healthcare law was enacted last year. His insurance provider stopped selling the PPO plan he offered his employees, and the new coverage – the cheapest he could find – costs 40 percent more. The increased costs and uncertainty mean that the dealership will forego hiring.
The same goes for businesses around the country, such as Cottman Corp. out of Willow Grove, Pennsylvania, and Medical Imaging Technologies in Colorado Springs. Both saw double-digit increases in the cost of their health insurance after the new healthcare proposal became law. Neither of these companies will be hiring additional employees anytime soon.
Country Insurance in Illinois and Rainbow Logistics in Alabama are also putting off hiring new employees due to uncertainty surrounding the new health care law.
And the list goes on.
The healthcare law is hindering job growth, but don’t take it from me. Take it from Chad Baus, Cottman Corp., and the thousands of other small business owners who have been impacted by the law. We have heard loud and clear from businesses around the country that they want the law repealed. In fact, more than 90 percent of our members favor repeal.
Small businesses have been clear that they would welcome reform that drives down costs. Healthcare costs are constantly increasing with no end in sight, and reform that helps contain costs and provide options for employers would be welcome relief to thousands of small businesses. But the healthcare law we have today only makes things more expensive to operate a small business.
That is why NFIB is leading the charge calling on Congress to make its first order of business to repeal this harmful and convoluted law. I commend the House of Representatives on its fast action to take up legislation to repeal the law. The Senate should follow suit. It is what’s best for the economy, and it’s what the American people want.
Small businesses aren’t just suffering under increased and new healthcare expenses, they are also being crushed by endless new taxes and fees included in the law. For example,
a new tax on the insurance plans most small businesses buy will go into effect in 2014 and ramps up to more than $14.3 billion per year.
There are other new taxes – including two new Medicare taxes, and a tax on tanning services that will hit more than 18,000 businesses nationwide. A costly new paperwork requirement requires businesses to file Form 1099s for every business transaction totaling $600 or more. With every new tax and every new paperwork burden, small businesses will be forced to spend more and more of their time and money on expensive health plans, tax compliance and accountants and less on creating jobs and growing our economy.
Increasing healthcare costs is the number one problem facing small businesses, and small businesses have been clear that they want reform that lowers costs and provides affordable coverage options. Instead, the healthcare law added new taxes, fees and mandates. This isn’t the reform small businesses asked for, and it will not help them overcome the ever-increasing cost of healthcare. It makes things even worse than before in a very difficult economy.
Something needs to be done, and repeal of this law is the best option. Small business owners like Chad Baus are already subject to a barrage of taxes and regulatory burdens as they work to be successful and grow their business. We should make it easier, not harder, for Baus and others to create jobs and grow our economy.
The first and most obvious step is to repeal the healthcare law. Congress should do the right thing and repeal the law to help our nation’s economy get back on its feet and allow small businesses to grow and thrive.
Danner is President and CEO of the National Federation of Independent Business.
“The alternate domination of one faction over another, sharpened by the spirit of revenge, natural to party dissensions, which in different ages and countries has perpetrated the most horrid enormities, is itself a frightful despotism. The disorders and miseries which result gradually incline the minds of men to seek security and repose in the absolute power of an individual; and sooner or later the chief of some prevailing faction, more able or more fortunate than his competitors, turns this disposition to the purposes of his own elevation, on the ruins of Public Liberty. Without looking forward to an extremity of this kind (which nevertheless ought not to be entirely out of sight), the common and continual mischiefs of the spirit of party are sufficient to make it the interest and duty of a wise people to discourage and restrain it. It serves always to distract the public councils, and enfeeble the public administration. It agitates the community with ill-founded jealousies and false alarms; kindles the animosity of one part against another; foments occasionally riot and insurrection. It opens the door to foreign influence and corruption, which find a facilitated access to government itself through the channels of party passions. Thus the policy and the will of one country are subjected to the policy and will of another. There is an opinion that parties in free countries are useful checks upon the administration of the government, and serve to keep alive the spirit of liberty. This, within certain limits, is probably true; and in governments of a monarchical cast patriotism may look with indulgence, if not with favour, upon the spirit of party: but, in those of the popular character, in governments purely elective, it is a spirit not to be encouraged. From their natural tendency it is certain there will always be enough of that spirit for every salutary purpose. And there being constant danger of excess, the effort ought to be, by force of public opinion, to mitigate and assuage it. A fire not to be quenched, it demands a uniform vigilance to prevent its bursting into a flame, lest, instead of warming, it should consume.” – George Washington (1732-1799) Founding Father, 1st US President, ‘Father of the Country’ Source: George Washington’s Farewell Address, September 17, 1796
From Liberty Quotes
The internet, if nothing else, is good for a laugh. It’s getting hard to listen to a joke from a friend without just having seen it on the net. And if laughter truly is the best medicine, then we’re all getting more and more healthy.
This just came to me:
After I retired, my wife insisted that I accompany her on her trips to Target. Unfortunately, like most men, I found shopping boring and preferred to get in and get out. Equally unfortunate, my wife is like most women – she loves to browse.
Yesterday my dear wife received the following letter from the local Target:
Over the past six months, your husband has caused quite a commotion in our store. We cannot tolerate this behavior and have been forced to ban both of you from the store. Our complaints against your husband, Mr. Harris, are listed below and are documented by our video surveillance cameras:
1. June 15: He took 24 boxes of condoms and randomly put them in other people’s carts when they weren’t looking.
2. July 2: Set all the alarm clocks in Housewares to go off at 5-minute intervals.
3. July 7: He made a trail from a jar of brown gravy on the floor leading to the both the ladies and men’s restrooms.
4. July 19: Walked up to an employee and told her in an
official voice, ‘Code 3 in Housewares. Get on it right away’. This caused the employee to leave her assigned station and receive a reprimand from her Supervisor that in turn resulted with a union grievance, causing management to lose time and costing the company money.
5. August 4: Went to the Service Desk and tried to put a bag of M&Ms on layaway.
6. August 14: Moved a ‘CAUTION – WET FLOOR’ sign to a carpeted area.
7. August 15: Set up a tent in the camping department and told the children shoppers he’d invite them in if they would bring pillows and blankets from the bedding department to which twenty children obliged.
8. August 23: When a clerk asked if they could help him he began crying and screamed, ‘Why can’t you people just leave me alone?’ EMTs were called.
9.. September 4: Looked right into the security camera and used it as a mirror while he picked his nose.
10. September 10: While handling guns in the hunting department, he asked the clerk where the antidepressants were.
11. October 3: Darted around the store suspiciously while loudly humming the ‘Mission Impossible’ theme.
12. October 6: In the auto department, he practiced his ’Madonna look’ by using different sizes of funnels.
13. October 18: Hid in a clothing rack and when people browsed through, yelled ‘PICK ME! PICK ME!’
14. October 21: When an announcement came over the loud speaker, he assumed a fetal position and screamed ‘OH NO! IT’S THOSE VOICES AGAIN!’
And last, but not least:
15. October 23: Went into a fitting room, shut the door, waited awhile, then yelled very loudly, ‘Hey! There’s no toilet paper in here.’ One of the clerks passed out.